Introduction

Moono Protocol is a decentralized lending protocol on Solana designed specifically for token launches on pump.fun.

Application

The protocol is deployed and available at:

• Main app — app.moono.me
• IPFS mirror — IPNS link

All releases are published to IPFS. If the main app is unavailable for any reason, you can always access the protocol through the IPFS mirror.

The Problem

Launching a token on pump.fun requires SOL for the initial liquidity — you need to fund the bonding curve with a buy. If you don’t have enough SOL on hand, you can’t launch. There’s also the risk of locking up your own capital in a volatile new token.

The Solution

Moono Protocol lets you borrow SOL to launch and seed your token on pump.fun, while liquidity providers earn interest by supplying the SOL that borrowers use.

For Borrowers

1. Choose how much SOL to borrow (0.1–10 SOL) and for how long (1–24 hours)
2. Moono creates your token on pump.fun and makes the initial buy — all in one transaction
3. The purchased tokens serve as collateral for your loan
4. Repay the loan before expiration to get your tokens back, or let it be liquidated

For Liquidity Providers

1. Deposit SOL into the protocol’s liquidity pool
2. Choose a tick (risk tier) that determines the interest rate you earn
3. Lower ticks = lower interest rate, but your liquidity is used first (more utilization)
4. Higher ticks = higher interest rate, used only when lower ticks are depleted
5. Withdraw your SOL plus earned interest at any time (subject to liquidity availability)

Key Features

• Single-transaction launches — borrowing, token creation, and initial buy happen atomically
• Tiered liquidity — 1,024 risk tiers allow LPs to choose their risk/reward profile
• On-chain economics — all fees, interest, and liquidation logic are computed transparently on-chain
• Self-liquidation — borrowers can liquidate their own loans and receive any excess proceeds
• Non-custodial — the protocol is a Solana program; no one can access your funds except through the program logic

Supported Platforms

Moono Protocol is designed to support multiple launch platforms. The first integrated platform is:

• pump.fun — the leading memecoin launchpad on Solana

More platforms will be added in the future. The protocol architecture natively supports multiple launch platforms and quote assets — each platform gets its own launch configuration with independent parameters. The current mainnet deployment is configured for pump.fun with WSOL (wrapped SOL) as the quote asset.